Permanent disfigurement, disability, TBI, wrongful death
VALUE FACTORS
What Determines Your Settlement Amount
Injury Severity & Permanence
The single largest driver of settlement value. Permanent disfigurement, nerve damage, and disability generate multipliers 3–7× above base medical costs.
Medical Expenses (Past & Future)
All documented bills form the ‘medical specials’ base. Future care projections from medical experts add substantially to this figure.
Lost Wages & Earning Capacity
Documented income loss plus future earning capacity reduction — critical for victims whose injuries impair professional function.
Available Insurance Coverage
Policy limits effectively cap most settlements. We investigate all layers: primary homeowner’s, renter’s, and umbrella policies.
Liability Strength
Clear liability — no credible defenses — drives higher settlements. Strong evidence (animal control records, prior incidents, photographs) increases value.
Plaintiff Profile
Age, profession, and life circumstances significantly affect non-economic damages. Young victims with permanent injuries generate higher long-term value.
INSURANCE FORMULA
How Insurance Calculates Dog Bite Value
THE COLOSSUS FORMULA (SIMPLIFIED)
Step 1: Calculate “Medical Specials” — all documented bills
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Step 2: Apply severity multiplier (1.5× to 7× depending on injury type)
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Step 3: Deduct for comparative fault and documentation gaps
Note: The attorney’s job is to maximize the multiplier inputs and eliminate deductions. This is why professional representation significantly increases settlement values.
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